Bad weather Good photos

I don't take my cameras out in bad weather as much as I used too and I'm not getting some of the more interesting photos that I used to capture. I'm not sure if it is because I fear the digital camera will crap out on me. There is a lot of good to say about the older film cameras. Of course the real reason is I'm getting lazy and getting cold and wet is not a great way to spend the day. The photo of the capital is a photo I did last week on my way to work. I brought my D70 with me knowing that this photo would be waiting for me on my way to work. Only took one shot (fingers got cold)and it was set at the wrong white balance, so ended up with a nice blue photo that kind of looked cool but I still prefer the true color balance, maybe I'll change it.